The future of crypto currency: gaps, challenges, and concerns

Moti Zwilling, Dušan Lesjak

Research output: Contribution to journalArticlepeer-review


It is widely recognized that technology, information and applications are often integrated into everyday life, including purchasing, services and remote learning. Even traditionally conservative industries such as banking are adopting and developing digital applications for financial transactions. However, the popularity and potential of financial currencies which are defined as digital currencies or cryptocurrencies, are still uncertain and subject to debate not only among academics and the user community but also among experts. This study examines public perceptions and concerns about cryptocurrencies compared to academics’ perceptions of this unique currency. The findings of this study suggest that legislation of cryptocurrencies is far from satisfactory and that other issues related to cryptocurrencies should also be considered in future studies. The conclusions and implications of the study are discussed.

Original languageEnglish
Pages (from-to)58-70
Number of pages13
JournalIssues in Information Systems
Issue number3
StatePublished - 2023


  • consumers
  • cryptocurrency
  • digital coin
  • digital wallet
  • fintech
  • legal framework

All Science Journal Classification (ASJC) codes

  • Business, Management and Accounting(all)


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