Are You Ready for Risk? Time Preferences and Risk Attitudes in Peer to Peer Lending Platforms

Ze'ev Shtudiner; Galit Klein; Moti Zwilling

doi:10.2139/ssrn.4068538

Are You Ready for Risk? Time Preferences and Risk Attitudes in Peer to Peer Lending Platforms

Ze'ev Shtudiner, Galit Klein, Moti Zwilling

Department of Economics and Business Administration

Ariel University

Research output: Working paper › Preprint

Abstract

Despite the booming Fintech industry, Peer-to-Peer (P2P) lending platforms continue to play an insignificant role. This study explores differences in time preferences and risk-attitude between P2P lenders and the general public. The findings indicated that P2P lenders are less risk-averse and have future preferences, indicating that this P2P platform is perceived as a risky instrument.

Original language	American English
DOIs	https://doi.org/10.2139/ssrn.4068538
State	Published - 8 Apr 2022

Keywords

Finance Technology
P2P Platform
Risk Aversion.
Time Preference

Access to Document

10.2139/ssrn.4068538

Cite this

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